Category Archives: Financial Planning

Coming up with the money necessary to pay for college can present a tremendous challenge for many deserving students. Too many students are left behind because they do not have the means to pay for their education. Finding ways around … Continue reading →

It is possible that you are losing more money without being aware of it. Other than reckless spending, money could be lost in many other ways. Even though most people try to control their expenses by minimising spending and maximising … Continue reading →

A major reason for student financial trouble is due to unsound habits of financial management. One needs to identify these bad financial habits and eliminate them as soon as possible to get the most out of what ever money they … Continue reading →

If you need a new car, a big new appliance or are considering a major home renovation, you may be wondering whether you should forge ahead with the purchase now or shelve any plans to lay out a significant bundle … Continue reading →

No investor should ever be surprised by the changes in market value that appear on his or her monthly brokerage account statements. In general, media noise throughout the month should lead to a feel for what has been going on … Continue reading →

The national debt crisis has affected almost every person in this country in one way or another. If you are one of the people spending more than you make every month you probably feel like you are trapped by your … Continue reading →

After they have exhausted all scholarships, grants and loans, students feel as if their college days are numbered. It can be a scary thing realizing that they have come up short of their tuition bills and now have to find … Continue reading →

Your total return for each and every investment you make is directly and simply related to total necessary risk. Your financial professional should make that clear to you, especially in consideration of your tolerance for risk. Necessary risk is of … Continue reading →

The desire for risk exposure is currently at historic lows. According to State Streets global investor confidence index that was published recently and which is measured using changes in actual allocations to equities, institutional confidence declined sharply in September, falling … Continue reading →

Timing your purchases to coincide with manufacturer discounts, clearance sales and off-season discounts will enable you to find a good price on almost anything. Here are some hints on the best times of the year for shopping to get the … Continue reading →